All posts by Pai Girl

5 Mistakes Real Estate Investors Should Avoid For Greater Success

Being a success in the real estate sector is not easy. For every one person who succeeds and gets to become a millionaire, there are hundred others who fail. This is because, like any other field of investment, success in real estate depends on a number of factors.

However, most people start with are the strategies for success, rather than concentrating on eliminating the mistakes. Some of the most seasoned investors point out that it is all about reducing and diminishing mistakes. This is what sets the foundation for winning strategies and success.

In this article, we are going to look at five critical mistakes real estate investors should look to avoid making at all costs. However, before we come to the mistakes, let us discuss about real estate investing and why many people find it very desirable.

Why you should start considering Investing in Real Estate?

Many people criticize real estate for being an area, which requires a very high level of initial investment. What these people fail to realise is the fact that high investment lead to higher returns and better profits.

You are not going to be buying huge commercial or residential spaces and trying to sell them overnight. You are going to hold on to them for quite some time. If you are good at identifying opportunities, you will double or treble your investment in a few years.

In other words, the amount of winnings from one single sale will be so huge, that it will outperform any major area of investment like stocks or gold. This is why people who are successful real estate investors are often millionaires.

List of 5 Mistakes Real Estate Investors should avoid

1.Not Setting up a Team-

If you really want to maximize potential from real estate, you need a solid team. This team should comprise a researcher, an accountant, a legal attorney and a handyman. This will allow you to get the right research and information collection, keep your finances in order, manage paperwork and run errands. For optimum performance, a team is a pre-requisite.

2.Ignoring Information and Research-

The first task of an investor is to identify opportunities and take strategic action. However, this cannot be possible if you skim on research and information. Preparing your detailed research and information plan by taking help from real estate wholesaling books will allow you to take informed decisions and minimize risks. It will also allow you to make better predictions.

3.Having a Poor Relationship with Banks and Lending Institutions-

Investors who are successful maintain the best relationships with financial institutions. In this field, it is all about ensuring that you are getting the best lending rates, flexible payment options and greater guarantee and security. It is important to invest in your relationship with the management of the banks and other financial institutions to help you at the right moments.

4.Taking Impulsive Decisions-

When it comes to real estate, like any other investment, ‘if it looks too good to be true, it’s probably false’. Do not let your decisions be guided with emotions or feelings. You always need to be rational and logical when taking investment decisions. If you need some time to think over it, take it. Remember, avoiding loss is always better than making profits.

5.Not Having a Plan B-

We have been misguided by people who say that having a Plan B makes us complacent. That is not the case. This is because real estate investments are very expensive. You always need to have a Plan B in the event something goes wrong, which it will, sooner rather than later. This will protect your investments and allow you to weather the initial storm comfortably.


If you are able to eliminate the above-mentioned mistakes, you are well on your way to becoming a success in this highly competitive field. Can you think of some other mistakes, which real estate agents and investors should look to avoid? Let us know below.


Top advantages of Public key technology- Secure everything Online

For most of you- Why PKI is important? – is the major point of discussion if you are not aware of authenticating your data online. Beware of data thefts and some pertinent loss of confidential information are few essential flashes we see regularly over news. For those business owners who like to strengthen their web security, and others need to get critical authentication measures, just learn more about PKI- your one stop solution for data protection. So, before validating more about PKI, get a quick glance in a gif before PKI ignition into your business program.

A Brief Look at PKI

A significant measure to incorporate in an e-commerce platform, PKI is particularly used to deliver security in this context. As many people (business owners/ professionals) are always worried about their data security, other security online trades as well as the privacy of information, for example bank details, credit card info etc.. It is an essential step for  the business owners to initiate the PKI certificate for securing their pertinent data from theft, particularly necessary business-to-business (B2B) context. The B2B business mostly depends online and because enormous transactions take place, it is imperative to give importance in this space of a higher value than any other consumer purchase requirements. Today, Companies are starting to invest in PKI software, and define PKI as a commodity of ‘non-repudiation’ – again it is necessary to collect all the documents (proof-copy) of a transaction made by a particular party.

Kinds of Security Services

All the electronic transactions take place with the help of electronically enabled devices that identifies both the parties (people) and their machines (9devices) in a reliable fashion. The application of Public key technology via digital certificates, which is similar to electronic identity cards is the trusted form of protecting electronic data and identifying electronically generated data. Let’s explore more about the following services offered by PKI, as there are  range of services of a public key infrastructure-  offers a complete security package, and other associated business processes:

Data integrity: Considered as the most essential part of any business transaction, data integrity is a pertinent subject to discuss for many CEOs. Securing valuable information is often difficult for many professionals and thus, this service detects any error, or changes made unnecessarily. To understand more, let’s get this straight: if you are observing any changes in your data, which may or may not take place intentionally or accidentally while storing data, it is time to be alert. Yes you heard me right!

Digital authentication: Again, Digital authentication univocally guarantees complete prevention of online data.  Whether it is an entity’s attribute or identity, and everything (who is it and what is it?) gets secured. Although the identity offers us with the business tag, person’s name or machine, the attributes provide us gathered data regarding his or her power to administer as an expert professional, date of birth, credit limits, date of birth, past experience etc.

The confidentiality service: This service enables any such files and communications, composed as electronic data to be protected. Moreover, confidentiality service controls access to every data with the help of PKI-based authentication mechanisms.

To conclude–

Any stored or transmitted data over the Internet can be destroyed (any form)- with PKI installation, your business fundamentals are  secure. These services of authentication and integrity are basically of electronic signatures that can be further compared with hand-written signatures- Go green and use less paper with PKI.




How Can You Make Journaling a Habit? These 4 Ideas Might Help

Journaling is well-known to be an incredibly healthy practice. It can improve your communication skills, your emotional reactions, and your stress. It also tends to improve your relationships with others — and yourself. But how can you build up your journaling habit? While establishing a habit is no easy task, these four accessories might help you find journaling a little easier.

1. A Beautiful Journal

Sometimes, when you’re inspired by your surroundings, writing occurs a little easier. Whether your journal is big or small, ornate or simple, it should be something you enjoy writing in and can carry around easily. Remember to pack it on trips and keep it with you during long days — you never know when inspiration will strike.

2. A Regular Dose of Coffee

If you set up a regular time to journal — the morning, for example — it will be easier to remember to do it. And you may as well trick your brain into making it a pleasurable experience by keeping some espresso coffee on hand. (Or this could be tea, or hot chocolate, depending on your preferences.)

3. Some Nice Pens

Only useful if you journal by hand, as opposed to on your computer, nice pens can make all the difference to your enjoyment. They certainly don’t have to be calligraphy pens (unless you’re into that), but even a smooth-flowing gel pen is satisfyingly easy to glide across the page.

4. A Daily Habit Tracker

Maybe this is an old calendar you happen to have on hand, or a bullet journal you’ve been using for years. Either way, tracking your habits visually is a great way to stay motivated and remember to journal in the first place. And when you flip through it, you’ll get a strong sense of satisfaction at your accomplishment.

Making journaling a habit is no easy task, but these four items might be able to help you on your journey. Keep your brain healthy by writing down your thoughts, your fears, and your dreams — your future self will thank you for it!

4 Important Things Small Businesses Need To Know About Sales Tax Filing

Small businesses have complained that the last few years have seen a lot of changes being done to sales tax issues. Ask any business owner about his are of concern, and he is likely to raise the entire process of sales tax filings.

This is because the process is not only complex and confusing, it also keeps changing repeatedly. In other words, the laws and rules governing sales tax issues do not seem to be fixed. They are rather quite fluid and subject to the whims and fancies of governments.

In this article, we are going to look at four top things, businesses need to know about sales tax. However, before we get to the list, let us first briefly look at Sales Tax and what it really means.

Sales Tax: Meaning and Definition

In very simple terms, a sales tax is a percentage of money paid by the buyer in lieu of buying a tangible product or service within a geographically designated taxation jurisdiction. In other words, even though businesses do not pay the sales tax themselves (as it is paid by the consumer), the responsibility of collecting the same and depositing it with the authorities rests on them.

Customers who buy goods and services, which are taxable pay the sales tax in reality. The tax is collected by the business and deposited with the taxation authority. In this case, it can be a state, county, or district, which is the taxation authority.

In the United States, there are no Federal Sales Tax Laws, which means that all the states are free to make and enforce their own laws. Sales taxes is one of the major sources of revenue for the states in the United States.

List of 4 Things Small Businesses need to know about Sales Tax-

1.Where do Sales Taxes Apply-

According to laws, sales taxes are applicable to all forms of cash purchases made by the buyer. They are also applicable to purchases made by the buyer through credit cards as well. Even if you are exchanging property, you will have to pay sales tax. The same goes for installments and EMIs. Some states also levy layaway sales and nexus state taxes in their territory.

2.What are some Taxable Goods under Sales Tax-

It is common knowledge that the list of goods and products where sales tax is applicable are endless. However, these products and goods also differ from state to state within the Federation. We have created a list of goods, which are common to all states- automobiles, furniture, toys, electronics, gadgets, plants, books, home equipment/appliances, computer and IT parts, etc.

3.Sales Tax Laws vary from State to State-

Small businesses that are looking to expand their operations in different states need to take this factor into consideration. Many businesses, which are into ecommerce, fail to take note of these factors and end up paying hefty fines in different states. Nexus Taxes too vary from state to state and businesses need to be aware of them.

4.Sales Tax Filing is Complicated-

As a small business owner, you might think that it is easy to file the sales tax. However, the reality is much harder. It is always a good idea that you employ the services of an expert for sales tax filing. This will ensure that you never miss out on the dates, have proper paperwork at hand and ensure complete compliances for your small business at every level.

The Final Word

If you are a small business looking to grow into newer states and territories, you need to understand how state taxes work. AS states are very particular about this revenue-generating tax for themselves, they come down harshly on businesses looking to evade or delay the same.


5 Kinds Of Personal Injury Cases You Can Claim Compensation For

According to a report published by the Administrative Office of the US Supreme Court, there were 81,530 Personal Injury Cases filed in America in 2019. Over the past couple of years, this figure has been steadily climbing.

The year 2019 had more than 18000 personal injury cases being filed than in 2018. 2017 saw just a little over 36000 cases. This means that victims are now more aware of their rights than ever before. It also means that they are now fighting legal suits with the help of lawyers to claim fair compensation and remedy their situation from personal injury.

In this article, we are going to look at the different types of personal injury cases you can file in a court of law. However, before we proceed to the different types, let us first look at what does a Personal Injury Lawsuit really means.

Personal Injury Case: Meaning and Definition

According to the US Supreme Court, a personal injury case arises when an individual suffers some form of physical or mental injury on his own body. This injury is often the result of someone’s carelessness and negligence.

One important thing to note is that personal injury suits do not take into account real estate. In a personal injury lawsuit, the victim has to establish both liabilities as well as prove damages. A personal injury lawsuit seeks to claim compensation and fair punishment against the negligible action of the perpetrator.

An individual can represent himself or herself in a personal injury lawsuit. However, the same is not recommended by experts. People should hire experienced legal attorneys. For example, an expert personal injury attorney practice areas include the different types of cases we are going to list in the following section.

List of 5 Major Types of Personal Injury Cases you can claim compensation for

1.Medical Negligence-

Even though hospitals and doctors are supposed to help us with our lives, sometimes their negligence can result in serious injuries as well as death. This is why medical malpractice and negligence cases are one of the top personal injury lawsuits, which are filed in the United States. You should look to hire a legal attorney who is an expert in the field of medical issues.

2.Car Accidents-

Automobile accidents are also one area where you can claim compensation arising out of personal injury. In these kinds of accidents, a personal injury attorney coordinates with insurance companies, the police and also helps in evidence gathering. Car accident lawsuits can be long drawn and individuals should be prepared for spending a lot of case time.

3.Workplace Accidents-

Another common personal injury lawsuit claims can be around accidents arising out of negligence at the workplace. This can include accidents because of faulty machinery, hazardous workspaces and other events injurious to the health and safety of the workers. Workplace accidents are of a serious nature, especially in the heavy manufacturing industries.

4.Premises Accidents-

Many people might be victims of accidents because a particular location did not follow all the legal stipulations. For example, a hotel, which compromised on following the fire guidelines, or a car showroom, which did not have a ramp for people and did not state the same in the public domain. It can also be a grocery store, or a government office or building.

5.Faulty Products and Services-

On a number of occasions, a product would be badly made resulting in some kind of personal injury for the person consuming it. This can be regarding an ingredient in the product, which is harmful for human use. Very recently, Johnson and Johnson had to pay a lot of compensation as its talcum powder was tested and asbestos was found in the same.

The Final Word

Personal injury lawsuits can be diverse and varied. Experienced personal injury lawyers might be adept at handling one or more of the above types of cases. However, it is always a good idea to involve the services of someone who has previously dealt with a specific type of case.




5 Important Questions You Need To Ask Your Car Accident Lawyer Before Hiring

  • Have you been involved in a car accident and have suffered because of the error or negligence of someone else?
  • Do you want to seek compensation for fixing your car and for some medical assistance form the accident?
  • Are you aware of the various steps or questions, which you need to ask a car accident lawyer before signing them on?

Nobody wants to be involved in a car accident. This is especially true for major cases, which can lead to serious injuries, loss of lives, or long drawn legal processes. However, even though we might be exercising caution while driving, we cannot expect others to do the same.

There might be occasions where you or someone you know might be involved in a car accident. The best way forward is to get in touch with a legal expert and help you navigate the legal processes.

In this article, we are going to help you select the best car accident lawyer for your case. By listing five important questions you need to ask the lawyer, you will be in a better place to make the selection.

Advantages of Hiring a Car Accident Lawyer

If you have been wronged on the expressway and have suffered losses, you are entitled to get justice. In this section, we are going to look at some advantages of hiring San Francisco car accident lawyers.

  1. They can help you get fair compensation for the accident
  2. Coordinate with police and other law enforcement agencies on your behalf
  3. Get your insurance claims settled faster and efficiently
  4. Gather evidence and present the same in front of a Court of Law
  5. Plan your post-accident care and get your finances in order

As you can see from the list, a car accident lawyer can help you in more ways than one. Once you enlist the support of the best ones, you and your family can have complete peace of mind regarding your personal injury case.

5 Questions to ask your Car Accident Lawyer before hiring them

1.What kind of experience do they have?

The best car accident lawyers have upwards of 20+ years of experience. This helps them gain a lot of exposure, establish networks and connections and know every type of case inside out. By working with such experienced lawyers you will be in a better position to succeed.

2.What is their Success Rate in accident cases?

Successful lawyers will start by listing the amount of compensation they have won on behalf of their clients. If someone has experience of ten or more years, they will have easily fought around a thousand such cases. You need to find out the ratio of their success with failures.

3.Are they comfortable going to Trial or Settling out of Court?

While some lawyers excel in courtrooms, others are experts when it comes to out of court arbitrations. Depending on what works for your lawyer, you need to ask them what they are more comfortable with and which has a better chances of getting compensation.

4.Do they have Connections and Networks at the Bar?

The legal field is an ecosystem where the good lawyers are part of associations and legal bars. The more connected a lawyer is, the better he knows law agencies, policemen and jurists. This will always work to your advantage so you need to check for this factor.

5.Have they fought cases in your community and region?

There are different state laws regarding accident cases. You need a car accident lawyer who is proficient in dealing with cases in your region, community and state territory. You do not want someone to deal with your case, who has no prior experience of local laws.

The Final Word

Car accidents are no joke. They can change the fortunes of families within seconds. If you do not have the right legal support, your future will be very different. This is why you need to invest time and energy in finding the best car accident lawyer for yourself or your family.



4 Ways To Add Usable House Space

There are many reasons why someone would seek to add more usable space to their property. A growing family, a desire to entertain large groups or people or the addition of a home office are all good reasons to figure out how to get more out of a current dwelling.

1. Rooftop Deck

Anyone with a flat roof has probably been up there a few times to make sure it is in good condition or just to admire the view. If the roof is easy to access or the renovations to make it easy to access are not a problem, then consider adding a rooftop deck systems to create a private outdoor space that can be used to sit and relax or entertain friends. Talk to an experienced contractor to ensure the roof can handle the extra weight and that all local codes are met.

2. Finish Basement

Unfinished basements are normally not very appealing, as they tend to be somewhat cold and damp all year long. Check the basement for leaks and examine the foundation to spot any areas that could be future problems before beginning. Install insulation and reroute ducts as needed to provide heating and cooling to areas as needed. Once the basics have been completed and the room is guaranteed to be comfortable to stay in for long periods of time, be creative and add whatever rooms are needed. An additional kitchen, playroom, office or family room are all great options depending on the household’s needs.

3. Convert Garage

An attached garage has a lot of great potential when it comes to converting it to something else. As long as it is properly insulated, it can be just like any other room of the house when finished. A remodeled garage can serve as a laundry room, home office, craft room or bedroom.

4. Remodel Attic

Attics are often overlooked areas of a home that can offer up livable space. If there are stairs leading up to the attic, or the addition of stairs can be done without any issues, then an attic can be converted to a bedroom, master suite or mother-in-law apartment.

When it comes to figuring out how to get more space out of an existing home, there are many possibilities. Be creative and learn to look at an unused area critically to determine if it can become more useful. Then, be willing to put in a little work to get it right and enjoy the new and improved part of the home.

4 Tips for Renovating a Historic Home

With rising housing prices and the recently renewed push to small-town life, many homebuyers are searching out historic homes in need of repair. They can often be bought for an attractive price, and the craftsmanship and details are second to none. However, buying a historic home is a major commitment of time, resources and effort. These tips will help you navigate the renovation process without losing your sanity. 

1. Pay Attention to the Architectural Style

Each architectural style has elements that set it apart from others. Play those features up when you do renovations, even if you aren’t fully adhering to historic materials. Removable window muntins can give the appearance of a historically accurate number of glass panes without compromising modern comfort and efficiency. 

2. Use Appropriate Materials

Whenever possible, you should try to find the right materials for your home. Architectural salvage yards are great places to check for detailed pieces, framing and fixtures. The people who work or volunteer at them are also one of your most valuable assets for information and other resources. 

3. Lean Into the Home’s Past

Before you start any projects, take time to learn a little about your home’s past. Find out family names and how long each one stayed in the house. Did anything significant happen on the property? If so, including it can add meaning to any renovations you eventually complete. 

4. Plan for the Unexpected

No matter how well you plan for renovations, something unexpected will come up. It’s par for the course in historic homes. It may be as simple as finding a hidden time capsule inside a wall or chimney or as devastating as finding out that all of the home’s plumbing will need to be replaced. Over time, you’ll learn to anticipate potential problems and adapt as they arise. 

There are so many rewards to renovating a historic home. The finished project offers an affordable, unique and meaningful housing choice for many homebuyers. 

How to Organize a Your Garage in a Weekend

Every household is full of things that don’t necessarily need to be saved, but since there is space in the garage, then why not? With this approach to junk, the garage can get clutter pretty quickly, leaving you no room to work on projects or even park your vehicle. Whether you are trying to find a new spot for cleaning supplies or you are looking to put away your beach chairs, the task of cleaning out the garage can seem daunting. Here’s some help for getting it done in a weekend.

Gather the Right Supplies

Before you start going through everything, take a few minutes to get the supplies you will need to work uninterrupted. Buy some heavy-duty contractor trash bags, some storage totes, and some energy drinks. Have tape, boxes, shop vac or broom, and a lengthy playlist of all your favorites. Part of your cleaning will entail organizing and getting rid of anything that is broken, worn out, hardly used, or a duplicate. You may also want to invest in some metal shelving with heavy duty wheels to add extra storage.

Work Through the Basic Clutter

You can probably take a generic look around and find a lot of clutter hanging around the garage. A basic cleaning, looking for trash, half-empty bottles or leftover project pieces, can make a quick dent in what seems to be a large task. If possible, sweep up or vacuum dirt and debris to give yourself a cleaner workspace. Things that don’t fit or that have been laying around for years are prime candidates for either the recycling box that will be taken to a thrift store or a garbage bag.

Form Cleanup Zones

After removing the first layer of clutter, dig deeper into the spaces of the garage. Many people find it helpful to put everything out in the driveway. Seeing everything at once can help you sort items more quickly into zones or piles. As you work the items into the proper zones, such as sporting equipment, tools, or seasonal items, this is where you get into the nitty-gritty decisions of keep, donate, or trash. Once all the items are into zones, you will organize one zone before moving on to the rest.

After everything has been sorted, begin the task of putting it back into the garage. Keep zoned items together, making used of storage totes, shelves, boxes, and vertical wall space to hang and store items. With this method, you will see your garage floor by the end of the weekend.

5 Reasons to Hire a Plumber

Plumbing is a key part of people’s homes and businesses that they often don’t think about until something goes wrong. In fact, plumbing is an essential part of everyday life, and it’s important to make sure everything is working properly to avoid catastrophes you don’t want to deal with. Hiring a plumber can sometimes make things a lot easier and decrease stress, but that might not be a good enough reason to call one. Here’s five reasons to consider contacting a plumber when a problem comes up.

  1. Avoid Major Messes

Water is a powerful element, and it can cause a big mess when it becomes pressurized after a block. Letting the blockage go until it’s too late could mean renovating rooms in the house that become ruined by water. A plumber can check for pipes that are decayed, deteriorating or broken to ensure that this doesn’t happen again. They can also look for problems after a water accident like mold, property damage and health hazards.

  1. Keep Water Clean

Compromised pipes can infect the water running through them. This can present serious health problems when water is unsafe to drink. Simply having pipes that are old and inefficient can contaminate water and negatively affect those in the house who drink it.

  1. Save Money

Water is clearly an essential for every household, but you can still find ways to conserve it and keep from paying a lot of money for it. Unfortunately, something as small and simple as a leak in a faucet can cause an immense spike in your water bill. Believe it or not, a dripping faucet can lose hundreds of gallons per year. Getting the leak fixed immediately is the best way to save water and money. You may be able to fix the leak on your own, but if it continues, call a plumber (like Fox Valley Plumbing) for help and useful advice.

  1. Avoid Dirty Jobs

There’s no question that plumbing can involve some things you simply don’t want to deal with. Calling a plumber to come handle it can fix the problem without getting your hands dirty.

  1. Protect Your Property

Your property has a lot of value, and bad pipes or poor plumbing can tank its worth. Keeping up on regular maintenance and checking for problems occasionally can keep your property value exactly where you want it. If you think there may be a concern you can’t identify, call a plumber to put your mind at ease.